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An electronic payment or e-payment in short, can be simply defined as paying for goods or services on the internet. It involves all financial transactions with the help of electronic devices like Smartphone, computers or tablets. E-payments system consists of the mode of financial transactions through debit card, credit card and bank transfers. E-payment systems have gained dissimilar level of acceptance throughout India; few ways of electronic payments are widely adopted whereas few others are having relatively low acceptance. The present research paper is based on primary data in which the researcher tried to find out the Issues & Challenges with reference to e-payment Services in private banks in Aurangabad. It also analyzes the major problem faced by customers at the time of e-payment.
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