NATIONAL RURAL LIVELIHOOD MISSION (NRLM) AND ITS ROLE FOR SOCIO-ECONOMIC DEVELOPMENT OF TRIBAL COMMUNITIES IN NORTH LAKHIMPUR SUB-DIVISION OF ASSAM

Dr. Diganta Kumar Das

doi:10.17605/OSF.IO/YAHN4

Authors

Dr. Diganta Kumar Das Assistant Professor, Deptt. of Accountancy Lakhimpur Commerce College North Lakhimpur, Assam

DOI:

https://doi.org/10.17605/OSF.IO/YAHN4

Keywords:

Micro finance, NRLM, Self Help Group (SHG), Socio-economic development and Tribal Communities

Abstract

Microfinance to Self Help Groups (SHGs) may be considered as a vital option for meeting financial needs of the poor. The present research paper is an attempt to study the role of Micro-Finance under NRLM for the socio-economic development of the tribal community in the Lakhimpur sub-division of Assam. A survey on the social and economic impact of SHGs of the selected respondents was conducted at all the four development blocks of Lakhimpur sub-division. Primary and secondary data have been considered for the present study. For collecting primary data 10 numbers of Tribal member SHGs from sample development blocks have been selected by using stratified random sampling method. Again from each SHGs 5 tribal members have been randomly selected to make the total respondents as 200 (4X10x5=200 respondents). From the study it has been found that after joining the SHGs the poor tribal people have improved their living standard by performing various economic activities independently. The result of the data analysis revealed that the SHGs have been playing an important role in social-economic development at the study area.

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